Open an Account
Mascot Checking
- $50 to open account
- NO Monthly Service Fees
- NO Minimum Balance
- This account will require a monthly direct deposit of a payroll or regular deposit of at least $250. No cash deposits will be accepted.
- NO Overdraft Fees
- This account will cover customers overdraft up to $200
- Free mascot branded VISA debit card for partner schools (Peru State College, Southern Public Schools, Johnson County Central Public Schools, SDA Public Schools, and Louisville Public Schools)
- $0.05 for every debit card swipe will be donated to school of choice
- Free Nationwide ATM usage at MoneyPass ATMs
- Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
- Free Bill Pay
- Free Mobile and Online Banking with WNB App
- Free E-Statements
- No option for mailed statement
Compass Checking
- $50 to open account
- NO Monthly Service Fees
- NO Minimum Balance
- This account will require a monthly direct deposit of a payroll or regular deposit of at least $250. No cash deposits will be accepted.
- NO Overdraft Fees
- This account will cover customers overdraft fees up to $200
- Earn interest on the first $1,000 anything above that amount does not earn interest
- Free Western National Bank VISA debit card
- Free Nationwide ATM usage at MoneyPass ATMs
- Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
- Free Nationwide ATM usage at MoneyPass ATMs
- Free Bill Pay
- Free Mobile and Online Banking with WNB App
- Free E-Statements
- No option for mailed statement
Regular Checking
- $100 to open account
- Maintain a minimum daily balance of $500 to avoid a $4 service charge
- Unlimited check writing
- Free Western National Bank VISA debit card
- Free Nationwide ATM usage at MoneyPass ATMs
- Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
- Free Nationwide ATM usage at MoneyPass ATMs
- Free Bill Pay
- Free Mobile and Online Banking with WNB App
- Receives a monthly statement with images of cleared checks
- Free E-Statements available when enrolled in Online Banking
Checking Plus
- $1,000 to open account
- Maintain a minimum daily balance of $1,000 to avoid a $6 service charge
- Unlimited check writing
- Free Western National Bank VISA debit card
- Free Nationwide ATM usage at MoneyPass ATMs
- Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
- Free Nationwide ATM usage at MoneyPass ATMs
- Free Bill Pay
- Free Mobile and Online Banking with WNB App
- Receives a monthly statement with images of cleared checks
- Free E-Statements available when enrolled in Online Banking
- Interest bearing account
- Contact the bank for the current interest rate and annual percentage yield. Rates vary by deposit amount.
Money Market
- $2,500 to open account
- Maintain a minimum daily balance of $2,500 to avoid a $6 service charge
- Free Western National Bank VISA debit card
- Free Nationwide ATM usage at MoneyPass ATMs
- Use your debit card at over 32,000+ surcharge free MoneyPass ATMs throughout the US
- Free Nationwide ATM usage at MoneyPass ATMs
- Free Bill Pay
- Free Mobile and Online Banking with WNB App
- Receives a monthly statement with images of cleared checks
- Free E-Statements available when enrolled in Online Banking
- Interest bearing account
- Contact the bank for the current interest rate and annual percentage yield. Rates vary by deposit amount.
- Excess withdrawal fee of $10 for each debit in excess of six (6) per monthly statement cycle
Savings
- $50 to open account
- Maintain a minimum daily balance of $50 to avoid a $2 service charge
- Free Mobile and Online Banking with WNB App
- Receives a quarterly statement
- Free E-Statements available when enrolled in Online Banking
- Interest bearing account
- Contact the bank for the current interest rate and annual percentage yield. Rates vary by deposit amount
- Excess withdrawal fee of $1 for each debit in excess of six (6) per calendar month
- Upon request this account is available without a minimum deposit or service charge for minors age 18 and under
Certificate of Deposit (CD)
- Initial deposit required to purchase a CD: $500.00
- We offer CD’s with terms of 6 Months to 60 Months
- Interest on certificates with a term to maturity of less than 9 months will be paid at maturity
- Interest on certificates with a term to maturity of 9 months or more will be paid quarterly by adding the interest to your certificate balance
- Early withdrawal penalty applies
